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escritoriodearquitetos.com -Car Loan Types 1. Standard loan (bank, credit union, etc) The financier lends the customer the money to buy a new or used vehicle. It is the simplest of loans but you need to be financially sound and prepared for some extra expenses. It can be secured or unsecured (higher interest rate). The vehicle is the security for the loan so
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Car loan options: used auto loans vs. new car loans. The Federal Reserve says that 107 million Americans had car loans in 2017 and the average new car loan was for 69 months and a whopping ,294. We’ll go over types of loans and the value of buying a new vs. used car, but have this math formula in mind before you go shopping for a car: The real cost of a car is the purchase price + finance charge.
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